At last! You can access the best mortgage deals on the market
….even without a P60!
C&F Mortgages are specialists in arranging mortgages for UK contractors and freelancers. Unlike traditional brokers, we do not penalise you when it comes to sourcing a mortgage, which is why we are the preferred choice for thousands of contractors and freelancers across the UK.
Set up by a team of ex-freelancers, we know just how difficult it can be securing a competitive mortgage when you have an irregular source of income or a lack of trading history.
Regardless of your employment status, we guarantee that we’ll find you the best mortgage deal on the market, often with a mainstream lender. Not only that, we’ll make the entire process as simple and as pain free as possible.
Let us call you back
Suppose you could spend just 30 minutes having an informal chat with one of our advisors to then get a mortgage deal that’s as good as, if not better than a permanent employee?
Imagine how you’ll feel picking up the keys to your new house knowing that you have an affordable mortgage that is well within budget. Think about it. You could literally knock years off your mortgage just by securing a decent rate from the outset.
To get started, simply fill out our call back form at the bottom of this page and one of our mortgage specialists will be in touch shortly. Alternatively, click on one of our mortgage products below for a bespoke quote based on your individual circumstances.
Get a free mortgage quote
First time buyer | Moving home | Remortgaging | Buy to let | Commercial mortgages | Shared ownership | Overseas property | Credit problems
We have a long line of happy customers!
We have successfully arranged hundreds of mortgages for people just like you. But don’t take our word for it, read what real people are saying about our service…
“I borrowed over £186K on my daily rate of £175″
Before contacting C&F, I wasted nearly 6 weeks trying to obtain a mortgage with my building society, only to be let down at the eleventh hour. Thanks to John and the team at C&F, I received a quick and efficient service and was also able to borrow over £186,000 on my daily rate of £175.
Tina Grays, IT Contractor. Bracknell, UK
“They didn’t even charge me a fee!”
Having been introduced to C&F Mortgages via a friend from university, I was a little sceptical at first about their claims of getting a mortgage based solely on the terms of my existing 4 month contract. These guys delivered BIG TIME. Not only did I get the mortgages (and house) I wanted, they didn’t even charge me a fee!
Adam Barrow, Interim Management Accountant. St Albans, UK
“The entire process took just three and a half weeks”
My wife and I found the house of our dreams in early March 2010, but we needed to act quickly as there was a great deal of competition for the property. We contacted C&F who were proactive from the outset. They called me back within 5 minutes of my initial enquiry and we had a completed mortgage in less than three and a half weeks.
Indy Rakhra, Media Contractor. London, UK
Do any of these things apply to you?
* You do not have three years of accounts
* To minimise tax, you pay yourself a small salary, some expenses, and the rest in dividends
* You do not have a P60 from the last tax year
* Your accounts are out of date and not reflective of your current position
* Your existing contract is due to expire in the next 3 months
* Your income is irregular and difficult to prove
We are able to arrange mortgages for contractors and freelancers with their own limited company, working as sole traders, or through an umbrella company. We provide specific advice to first-time buyers, movers and re-mortgages alike.
If you do want the best rates on the market, we suggest you get in touch today.
Thanks for taking the time to read this. We look forward to working with you.
Sincerely,
The C&F Mortgages Team
Just think! You’ll never again have to worry about securing a competitive mortgage. Fill out your details below and we’ll be in touch at a time that is convenient with you.
Please note: The financial advice given on this page is provided by Freelancer Financials, which is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Services Authority (FSA). Not all products are regulated by the FSA e.g. buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. Freelancer Financials will respect your privacy and adhere to the Data Protection rules as outlined in their Client Agreement, which should be read. Click here for a copy of the Freelancer Financials Initial Disclosure Document (IDD).
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