Who else wants a bigger house without an over-priced mortgage?
Moving house can be a time of mixed emotions. You’re going to a new home with new surroundings, and the hopes of a fresh start. But there are also a myriad of issues that need to be sorted out: You’ve spent an endless amount of time looking for the right place to live; then all your belongings need to be moved, and your details updated. Before all that of course you need to arrange your mortgage and more often than not, you need to arrange one FAST!
The home mover mortgage market is probably one of the most competitive of it’s kind. For contractors and freelancers, the process of securing a move mover mortgage presents its own challenges as lenders are all too often guilty of pushing them down the expensive self certification option.
At C&F mortgages, we work closely with mortgage underwriters to ensure they full understand how a contractor’s salary is structured. With our help, sorting out a competitive mortgage needn’t be a complex and time-consuming problem. In fact, it needn’t be a problem at all.
Mortgage deals for home movers
- Immediate decisions in principle
- Borrow as much as 95% of the value of your home
- Reduced rates available for lower loan to values
- Affordability assessed on your contracting income
- Discounted or zero set-up fees on certain mortgages
- FREE SMS service to keep you updated on your application
- Flexibility to switch mortgages mid contract
5 reasons to work with C&F mortgages
Speaking direct to high street lenders is only going to leave you frustrated. Many have a pre-defined list of questions to ask about your annual salary and none of them take account of the way a contractor’s income is structured. This effectively means that you end up wasting your precious time by spending hours on the phone or by visiting branch based mortgage advisors.
At C&F Mortgages, we secure home-mover’s with the most competitive mortgages on the market; our service also includes:
- No administration fee (saving you up to £500!)
- Whole of market selection. We are not limited to one single lender.
- Bespoke underwriting terms with several mortgage providers
- Affordable mortgage protection & critical illness policies available
- Super quick turnaround from application to transfer of funds
We cater for all trading structures and payment mechanisms. Our clients range from self employed individuals & partnerships, to contractors with their own limited company, as well as umbrella company workers. Moving house is always a time of mixed-feelings. You might feel excitement and stress, hope and trepidation. But with C&F Mortgages, you can feel at ease that you’ve got the best people finding you the best possible mortgage terms.
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