Stop paying over the odds for your out of date mortgage! We can help you switch mortgage lenders with little fuss
It’s a well know fact that mortgage lenders make the lions share of their money from existing customers. Many of whom are stuck on over-priced standard variable rates without the time or inclination to do anything about it. On the flip side, competition in the mortgage market has never been fiercer and with new providers entering the UK market every year, it’s never been a better time to shop around for a cheaper mortgage.
As a contractor, you may think that your bargaining position is not as strong as that of a permanent employee when it comes to remortgaging your property. Well, if you do think this way, we’re pleased to say that you’re WRONG! In fact, based on our experience of the remortgaging process, you may well have more scope to leverage a better mortgage deal with a clean track record of timely mortgage payments behind you.
Remortgage deals for contractors & freelancers
- Instant decision in principle (over the phone)
- Borrow as much as 95% of the value of your property
- Affordability assessed on your current contract rate
- No standard legal fees on all mortgages
- No standard valuation fees on all mortgages
- Discounted or zero set-up fees on certain mortgages
- FREE SMS service to keep you updated on your application
Just a few reasons to call C&F mortgages
There are many potential pitfalls when looking to remortgage, C&F Mortgages helps you negate them without having to fork out thousands for the privilege. Not only will we secure you the most competitive remortgage on the market, our service also includes:
- Favourable underwriting terms for contractors and freelancers
- Save up to £500 in administration fees. We don’t charge you a penny
- Take your pick from the whole of the market, not just one or two lenders
- Inclusive insurance such as mortgage protection & critical illness cover
- Super quick turnaround from application to completion
We cater for all trading structures and payment mechanisms. Our clients range from self employed individuals & partnerships, to contractors with their own limited company, as well as umbrella company workers.
When you choose to remortgage, it’s probably one of the biggest personal finance decision you make (until the next time your mortgage comes up for renewal). With so much jargon, and so many terms and conditions, it can be easy to make the wrong decision. WE ENSURE YOU MAKE THE RIGHT DECISION. So if you’re feeling a little tired of your existing mortgage, you want to reduce your outgoings, consolidate debts or just release some equity in your home, it might be time to switch to another mortgage lender and get in contact today.
Please note: The financial advice given on this page is provided by Freelancer Financials, which is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Services Authority (FSA). Not all products are regulated by the FSA e.g. buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. Freelancer Financials will respect your privacy and adhere to the Data Protection rules as outlined in their Client Agreement, which should be read. Click here for a copy of the Freelancer Financials Initial Disclosure Document (IDD).
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