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We can secure you a competitive mortgage based on your
contract rate alone

Are you tired by being rejected by mortgage lenders who fail to grasp the concept of freelancing? Avoid being let down by traditional brokers who offer you expensive self-certification mortgages. Most lenders have an unfair bias towards permanent workers……we work with the ones that don’t!

Imagine being able to secure the most competitive mortgage rates on the market, the ones that are usually only available to permanent employees? Sounds too good to be true? Well, it isn’t if you have the right mortgage broker. Just think, now you can buy the house of your dreams without having to worry about an over-priced mortgage.

Which of these reasons persuade you to get in contact?

  • We do not charge for our service. That means NO ADMINISTRATION FEE!
  • We have bespoke ‘contractor friendly’ underwriting terms with several reputable lenders
  • We have access to the whole of the mortgage market so you get the best possible deal
  • We provide you with a single point of contact for your mortgage application
  • We will work proactively and tirelessly to complete your mortgage in the shortest possible time
  • We keep you fully up to date with our FREE SMS messaging service
  • We can also provide discounted mortgage protection & critical illness cover

We cater for all trading structures and payment mechanisms. Our clients range from self employed individuals & partnerships, to contractors with their own limited company, as well as umbrella company and EBT workers. Here’s what some of our latest customers are saying about C&F Mortgages:

“Paddy borrowed £270K on a daily rate of £250″

Even though I’ve been a contractor since 1998, my girlfriend and I lost out on several properties because our income was classed as “unpredictable”. The mortgage arranged by C&F has allowed us to make offers on houses that were ordinarily out of our price range. We should be in our new place within a couple of weeks.

Paddy Swann, IT Contractor. Nottingham, UK

“Nikki borrowed £163K on an hourly rate of £20″

As a first time buyer, the prospect of borrowing so much money was quite overwhelming at times and I was worried that I might be getting out of my depth financially. C&F Mortgages were very helpful in explaining how everything worked. Getting a mortgage was so simple, my two-year-old even helped me with the forms!

Nikki Saddiq, HR Consultant. London, UK

“David borrowed £310K on a daily rate of £325″

My job takes me all over Europe and I often spend several months working outside the UK. I was worried that I wouldn’t be able to land a competitive mortgage to buy a place in Southampton, since I planned to rent out the property when I wasn’t around. C&F mortgages were fantastic and I eventually bought a two bed flat on 1st April.

David Hurst, Freelance Engineer. Southampton, UK

What are you waiting for? Act NOW!

We have recently secured an unprecedented arrangement with a mainstream mortgage lender who will prioritise applications from C&F mortgages and assess a mortgage based on your contract rate alone. These terms have been agreed following months of consultation and correspondence with one of the leading mortgage underwriters in the UK.

Due to the overwhelming demand for this product, we are not entirely sure how long it will be available so we suggest you ACT NOW to avoid disappointment. This is not some fake scarcity tactic to get you to call, this is a real limited offer due to the fact that the terms we have negotiated are that good, it genuinely will not be around forever.

The bottom line is this, if you don’t get in contact today, these terms may not be here when you come back tomorrow. Many contractors and freelancers are already in line for a cracking mortgage deal with the lowest possible monthly payments, and so could you.

Turning the key and walking into your dream house for the first time is something to be savoured, which is why we’ll work around the clock to get you a mortgage that makes that dream a reality.

Pop your details into the form below and we’ll be in touch shortly.

Looking forward to hearing from you.

Sincerely,

The C&F Mortgages Team

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  • Private Medical Insurance

    Private Medical InsuranceAs a self employed contractor or freelancer, if you fall ill and are unable to work, it's going to cost YOU money. We've teamed up with one of the leading providers of health insurance in the UK to provide you with preferential rates on a range of 'contractor specific' health plans, aimed at getting you & your family the best possible medical care.
  • FREE Business Bank Account

    FREE Business Bank AccountAre you tired of paying £500 a year for your business bank account? Together with our banking partners Cater Allen, we have negotiated an EXCLUSIVE offer to readers of our website. For a limited period only, we can provide a FREE business bank account with NO MINIMUM BALANCE required. Apply online today.
  • Discounted IR35 Insurance

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