At last! You can now afford
your own home without taking out an unaffordable mortgage!

There’s nothing more frustrating than wanting to move out and get a place of your own only to be totally priced out of the market, even for the less desirable properties. For months you’ve prudently saved your hard earned money in the hope that you’ll accumulate a enough of a deposit to secure a mortgage on your very first home. Unfortunately, for a worryingly large number of first time buyers, this just ain’t going to happen. In fact, if the government statistics are to be believed, you could end up living at home until well into your thirties!

Fortunately, there is hope. If you are a contractor or freelancer struggling to raise the necessary finance for a full mortgage then you may want to take a good look at shared ownership mortgages. These ingenious little products are fairly new to the property market but have grown to be enormously popular in recent years by allowing you to purchase a share of your home (usually from a housing association) and paying rent on the rest.

Shared ownership deals for contractors & freelancers

• Purchase 25%, 50% or a 75% share in your new home
• Low rents on the part you don’t buy (typically 3%)
• Flexible ’staircasing’ options available
• Shared equity scheme on some properties
• FREE SMS service to keep you updated on your application
• Instant decisions on your mortgage (in principle)

A few reasons to give us a call…

Stereotypically, lenders will prefer to offer shared ownership mortgages only to those in regular full-time employment but with our help, you could land yourself a shared ownership mortgage quicker than you thought possible. Here’s some more reasons to get in touch:

• We will waive our administration fee, saving you £500!
• We have access to the whole of the mortgage market
• We will fast track applications for those in a hurry
• We provide you with a personal account manager
• We are experts in sourcing shared ownership mortgages

We cater for all trading structures and payment mechanisms. Our clients range from self employed individuals & partnerships, to contractors with their own limited company, as well as umbrella company workers. So if you really are serious about landing your very own home, then get in contact and we’ll find a suitable lender with the best mortgage terms.

Please note: The financial advice given on this page is provided by Freelancer Financials, which is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Services Authority (FSA). Not all products are regulated by the FSA e.g. buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. Freelancer Financials will respect your privacy and adhere to the Data Protection rules as outlined in their Client Agreement, which should be read. Click here for a copy of the Freelancer Financials Initial Disclosure Document (IDD).

© 2010 All rights reserved. Reproduction in whole or in part without permission is prohibited.