Posted by John Yerou
on July 10th, 2015 07:16am in
Last Updated on September 11th, 2018 08:09am.
Estimated Reading Time: Less than a minute
Search Google for contractor mortgages. The results will offer hundreds, maybe even thousands, of companies offering mortgages for contractors. Fair warning: all that glitters is not gold.
Many of the results you see are spurious. They’re nothing more than websites that direct you to a broker for a commission.
We are not one of these affiliates, beholden to a panel of lenders. We are independent specialist mortgage brokers.
We not only have access to all the UK’s contractor-friendly mortgage lenders. In many instances, we helped negotiate the very terms that their underwriters use.
Necessity: the mother of all invention
We had to do it. Lenders weren’t assessing contractors and freelancers in a way that made the most of their earnings.
It was a missed opportunity for the lender. Moreover, it was frustrating for the independent professionals themselves. They were earning more than they’d ever done, but struggled to get competitive mortgages.
To that end, many of the rates we offer are exclusive to us, such is the might behind our brand. And, yes: we’ve worked hard for our reputation and to bring you an award-winning service.
Leave the pretenders to the weekenders. We’re here 100% of the time focusing on one thing only. Namely, bringing solace and affordable mortgages to the UK’s independent professional workforce. It’s what we do (and we’re darned good at it).
Author: John Yerou
John Yerou is the owner and founder of C&F Mortgages; a trading style & trade mark of the award winning Mortgage Quest Ltd. One of the most recognised names in providing mortgages for contractors and freelancers across the UK.
In 2004 John began his career in Financial Services as an independent mortgage adviser and broker. John has been instrumental in negotiating bespoke underwriting for contractors with high street lenders.
His presence in the industry as a go-to expert is growing by the day and he is regularly cited and writes in publications both locally and nationally.